No $$, No Talk

The government have been encouraging Singaporeans to have more babies to set up families etc...but the standard of living is just to high... for a average singaporean like me to save up enough $$ for everything, it would take a few years and for those not-so frugal ones mabbe it could take up to 10 years. Take me for instance, I really wish to start a happy family with my dd whom i've been together for 5+ years already not too long not too short but frankly speaking I don't see that being possible in the near future just by calculating the costs involved. My family is quite large so there's no way that my family can spare out a room to accomodate my future wife and me..even now I am sleeping in the living room..
some calculation for a marriage in SG:
HDB Flat - $20K
Renovations - $20K(at least)
Furniture and electrial appliances - $10K
Wedding photo shoot - $5k
Dinner/buffet - $10K
honeymoon -$10K(at least)

THe housing Loan may be paid by CPF so don't need cash for that but then all the other things added up u need at least $55K-$60K

if I save $1k/month(hopefully), then 1 year I would have $12K only, 2 Years $24K and only after the 5th year than I can have $55K for marriage, If I went to Uni(for guys) by the time they graduate they would be 26, + 5 years =31 years old! so then it's not that we Singaporeans want to marry late (or dun marry at all) the costs are just too high and many of us don't have the luxury of parental financial support, very often they wan this, wan that but then they didn't spare a tot of us their children.. Add a small car, that would mean a additional $6K per year (assuming $500 per month)... with tat how to save enough $$?
Frankly speaking, my dd is more of a "spender" rather than a saver lor and I think most gals suffer the same plight so I dun really blame her cos i noe she want to save
but most of the time there would be some unforseen incidents tat she encounter that she have to fork out her $$. She being a gal have to buy cosmetics, dresses and all the gal stuffs lah so that's where all her $$ gone to lor. So for our case guess I have to be the one saving the much needed cash...anyway just hope things will turn out fine and We will be able to achieve everything we want...Guess the most appropriate thing is not to think so much abt this but just try to save save save as much as we can starting from now..I really hope to be able to get married by 28(not very young), but I guess that's not a very realistic target now just hope to be able to get married by 30...