Moving On? Ready Yet?

Just learnt that HDB is having a Walk in Selection (WIS) for Jurong West (JW). dd and I are quite excited upon learning this cos we think that JW should be a nice place to live in the future. Think we most probably would "book" a flat there lor...

However thinking harder into it I can't help but feel abit anxious. I must admit that i really want to have a little cosy "nest" with my dd(future wife) . but there seeems to be a few questions unanswered and a few problems that we need to over come.

Firstly is the lifestyle changes.
1) If we marry we will be living on our own, no longer will we have our our parents washing our clothes for us, nor cook for us.

2) For the first time we will be looking after ourselves and wun have the company of our family.

Are we ready for this? To me I think I should be able to adapt fairly quickly because afterall I've been looking after myself for 5.5 days a week when I was in army(I am a stay-in personel) so looking after myself should be ok for me though I must admit that I am a bit lazy at times haha. For dd I am not sure, but I believe that she can also adapt but mabbe she needs a longer duration of time than me...

Secondly is the $$ problem
We will need to pay all the bills ourselves, Utilities bills, food, etc... Can we do it ourselves?
We won't have our dad paying the utility bills and other stuffs.
I think without dd's income , mine alone will be quite tough... Not forgetting that we still need to save up some $$ even though we are married and have a house... just for any "rainy days" I think it's even more essential to save up when u start your own family.... because u never know what will happen tomorrow...