Dilemma..Sighzzz

Went to visit the JW showflat at JW st 93 today ... to tell u the truth , really quite like the flat and the environment... especially where u can just look out of the window and see the lush greenry of the field at the sports complex just beside the apartment. somemore it's near to the would-be-completed pioneer MRT... meaning transport will be fairly easy. Thought that JW would be quite low in demand... cos of the "ulu-ness" of the place but I was wrong...

Called HDB today to enquire (actually planned to go down wif dd on saturday to enquire).. Oh my gosh heard from HDB that there are already 1400 applications for the 1000+ odd flats there (397 5rm + 400++ exec) drat...sure alot of applicants gonna aim for the flats near the stadium....think our chance is quite slim...

Anyway I do have mixed feelings abt this purchase... on one hand i do really like the apartments, but on the other I found that if we booked now we would get the keys in about 6 months time... not in 2008! on the other hand this is not very ideal cos what would people think? I haben start work buy hse? haben even worked a year buy hse? career still have not stablised buy hse? all these require lotsa planning...wat if I get "discontinued" or siemensVDO pulled out of Singapore the next year? how would my poor dd finance the flat alone? cos when u get the keys, u will have to start paying liao...

buy govt exec? Viable option but they are not popular... Big yes they are but do we need it? NO I think we don't cos the 5 room i think is big enough already... if there are only 2 of us in the flat..I do think that it's a little too big, cleaning would be a nightmare... govt exec? it would be even bigger...lagi worse..somemore the price....super ex...around 300K means abt $1200 a mth for 30yrs! judging by our present salary our CPF ordinary acct would have $0 in it for 30 years... Nah that's too expensive I feel...

Anyway dd and I have decided to try our luck... just go take a queue number at HDB... if can't get a unit this time, then I guess we gotta wait a while longer... anyway I think we aren't tat ready financially for a hse in the near future... At most we will just take a resale flat lor...
but prime areas, exec flats I think too extravagant for us, personally I feel....