Some Tots...

I think for many people of my age, they must be thinking of going onto the next stage of their life, that is getting married and starting a family of their own. It's time for the birds to fly out of their nest as many elders would say.

But is getting married just about spreading ur wings and just fly away as in the case of the young birds? For us humans it's not that easy, one have to prepare ourselves for it psychologically, to prepare for another human into our lifes to share everything that we have..be it wealth, happiness and unhappiness... Another important aspect is the financial strain involves...

Of cos to many couples, talking about money is a sensitive issue, which if not handled properly will likely lead to strain relationships. However it is also a topic which both of them have to face it one way or the other, unless of cos both have no plans to get married.

Now then wat is the costs involved? For chinese, it's much more elaborate like reception, banquet, honeymoon, photographs and the HOUSE all requires ur Vitamin M....and we are not talking abt 1000 units of Vit M, we are talking abt nx10Ks of Vitamin M. For majority of the people like myself who are not blessed with super rich parents. We will have to raise that amount myself. Now since we are talking about large quantities of Vit M, we will need some time to raise right? so it's best to plan and start early. U dun wan to wear ur wedding gown and take ur photos when u are all old and wrinkled right? and it's a large amount so we cannot say we starve ourself for for 1 week or 2 weeks then we can raise the amount...it's just that much more....

This may seem quite difficult but I believe with determination and that right amount of self discipline we can do it as with all our not-so-rich predecessors before us. Now wat are the difficulties involve?

Self-discipline- Need self discpline to always remind urself not to spend on unnecessary things, gals especially, always buy on impluse. Save $10 on this thing one day and then spend $100 on another thing the next day. That's certainly not saving...Remember saving is not "Don't buy" it's rather "buy wisely". The bottom line is that at the end of the day, u shld have your targeted amount of $$ left.

Cooperation- many people think that marriage is all the man's responsibility, so all the money they must contribute. Yes that's true in the past, but ask urself now is it possible? especially in singapore? Older generation guys like me gotta serve 2.5years NS, + almost 20years of education by the time graduate already 25-26. How long of youth do we have? Instead of pushing the blame to others why can't we each do our bit and try to contribute whenever we can? Take the analogy of u doing spring cleaning... if u are wiping the cabinets and the others are watching TV and not helping at all, how will u feel? The house is ours why am I the only one working? sounds unfair right? How motivated would u be? At times, it will give that the "If she dun care why should I care" feeling.
sometimes, even a simple concern like a cup of drink of helping to clean the wiping clothes once in a while can really help to motivate. At least it shows that all ur hard work is appreciated and known.

Enjoy while u can - Many people say they wan to enjoy while they are young so they simply heck care anyhow spend their $$ on the things they wan....just because they wan it. But they are not hermits, wat they do will have some effect on others. Ask urself this simple question, if given a choice who dun wan to enjoy? who wan to stress themselfs out? Ask the taxi driver if not for feeding his family, u think he wants to work long hours? who do wan to just lie down and sleep at home? tour whenever u like?
but there are things tat we simply have to face them, there's no eascape from it. For gals the problem can be simplified easily, just find a rich guy then can enjoy all she wans...However there aren't many such guys around haha so too bad...

So the motto is "Work together, and we can overcome all difficulties"