Money Woes

Grrrr.... today feeling quite frustrated cos had a argument wif my dd over some $$ matters...situation is like this, earlier she has decided that she won't give more than the $500 allowance including fees for the graduation photo shoot that she's gg to take. The shoot itself costs $488, abit extravagant right? ok but nvm since mabbe to her this is the proudest moment in her life to be a graduate. then including makeup for her grandmas, the cost should be around $600. then she've already paid $300 for the shoot alone and then give another $500 to her mum. so altogther this month she've spend $800 , and previously as agreed she say this month she'll not spend more than $500(includ allowance)...so can u see wat's happening? I feel very disappointed bcos I feel that if one make some promises, they should fufill it, if say dun give more than $500 then must keep it tat way mah.else people will keep on pushing and pushing..u give them a inch, they wan a yard. that's the way ppl are. I feel that my dd should protect herself lor and not keep being so submissive to her u-know-who. She should think for herself also...not say that she dosen't give them any allowance.

The reason i 'encourage' her to buy her car is to let her learn how to save. Frankly speaking her family dosen't have a good saving culture, They'll just spend and think later. So when there's some situation that requires $$, they'll just go 'borrow(or rather extort)' $$ from my dd which i feel is very wrong lor... I wan my dd to learn the virtues of saving. I never expect her to be as frugal as me(I spend only abt $200 a month),i've been taught since young to save $$.For my brothers and I, usually we'll only spend 1/2 of our pocket $$ and save the rest..but it's not for their case.
when they wan something then they start saving for it else they just spend everything.

Frankly I'm unhappy because my dd isn't firm enough to stick to wat she has said or agreed. When her ... wants $$, even though she has made up her mind not to give any more $$ for the month she'll still give. She's just too soft hearted. And she said her dad trying to shelter them and not make them lose face or watever. To me, their lifestyle is simply too extravagant. If not so well off then live a not-so-well-off life lah. No need for top of the range audio sys, BIG TV, fastest computer,NEWEST MP3 etc... I'm still living w/o air conditioning u noe and I'm quite satisfied.

Like her dad, i'm also trying to protect her, but not frm outsiders but frm her own family. I feel that they are treating her like a $$ tree. She must noe how to stand up for herself, have her own principles, NO means NO. YES means YES. Simple as tat. I don't want to see the scenerio whereby her car gets tow away for a few months stay at Maybank's car pound or that her life is so miserable bcos of the car. her salary is definitely enough to support a OPC but she has no xtra $$ to give to her parents for NEW gadgets. That's why I wan her to protect herself...If come to the point whereby i've have to stand up for her that would be disasterous, I dun wan to sour relationship between me and her parents that would put her in a tight spot i noe.

I know she didn't anyhow spend her $$ but if she gave the $$ she saved up to her parents for her bro's hi-tech gadgets that wat's the pt? It'll still come one full circle to sq 1.

I never expect her to return the $2k I gave for the downpayment and I never expected her to contribute any $$ for our future marriage purpose athough I hope that she'll be able to contribute some. All this while i've been trying to save as much as possible. I'm very tired also u noe, everyday lunchtime look for the cheapest food possible, control myself not to buy some things that I wish I could have,how to save more $$. Imagine if I am like her, dun have the habit of saving and dun even think of marriage at all then wat will happen mabbe the whole marriage thing will only b a dream. cos even 5-6 years down the rd we'll still b penniless. Is that the ideal situation. I dun understand why my dd keep thinking that my plan to marry at 28 is termed 'marry early' is 28++ yrs old young?? I've keep having tots of giving up the whole savings thing all together and leave everything to fate and destiny but just feel it's not right lor. so wat to do? just have to clench my teeth and trudge on...
Really very disheartening to see that ur love 1s spending their $$ away when u're trying to hard to save, especially so for me bcos i am not working so i can only save very little so after a lot of effot the amt only increase by a little...so sianz...


The reason i say put the $$ for the car insurance in another place is that I wan to try not to withdraw any $$ from our UOB acct. cos I'm afraid it'll bcome a habit, whenever have problems then think of $$ frm there.

Problems dun solve by themselves just like knots, u dun untie them the knor till just remain there.
Problems will only decrease when u solve them 1 by 1 if u just leave it there other problems will of cos add up. Simple theory right? To solve them u just have to b firm, once u've decided on wat to do just go and execute. U may hav a grand plan but if u dun execute it it'll just b a plan.Have some principles, dun sway from ur intended path.