Big house, small house; Good Loc,Bad Loc

HDB started balloting it's unsold flats at Tanglin Halt recently, dd and i also went to join in the crowd... price of flat is abt $260k-$320k for the 4rm flats... abit steep if u ask me... it's even more expensive than a exec flat in JW...

comparison between blk 628-630 JW n 4rm queenstown:

JW Queenstown

size: 130 sq m 85-90 sq m

Price: $260k-270k $264k-320k

Amentities: many, but quite far west established
not easily assessible assessible
far away frm town near town


so the debate is to live in establish estate n pay more $$ nearer to many amentities or live futher away frm town , more comfortably? difficult choice ...

However my view is this is not the crux of the prob... to b honest, i m very keen to get a hse... but i m not sure abt dd.. i really dunno her level of commitment...cos a house is a SUPER BIG commitment, I really cannot do it by myself... and here i DON'T mean CPF monies... i mean REAL HARD CASH.... cos if we are gg to have a house of cos we wan to move in ASAP right? cannot leave it lying there collect dust, like a white elephant... that's not right isn't it? renovations, furniture, electrical applicances blah blah blah cannot b paid off by CPF... what about the monthly utilities bill, the groceries bills? all these must be taken into consideration...cannot expect me to pay for EVERYTHING bah right? how long is that gg to take me? 5yrs at least...my most optimistic estimation...
But everytime i touch on this topic, she becomes defensive n unhappy, i m not asking for much lor not even 1/2 the amt i trying to save a mth...mabbe 20% would b ok even...


I blive a home is for 2 person so both must contribute to take ownership (NOT CPF!!!)... i don't mind paying majority, but not ALL... tat's a bit too far fetched...

Although dd keep saying wan to buy hse but seriously i dun see much action frm her... except for her new hobby: wakeboarding... which is another quite expensive sport... now she wants to learn diving... requirements nv end... She says i m not into that type of sports, but one thing i dunno she understands or not tat is I can go wakeboard, surf board watever board, dive etc... if i wan but wat does tat all end up to? NO HOUSE, NO BANQUET,NO HONEYMOON,NOTHING... cos why? all $$ dumped into these costly sports...

Now i am not saying cannot do all these sports, it's good actually but just in moderation and understand that if u really wan a hse, u hav to b commited n stay commited,...sometimes need to adjust our lifestyle n habits n make some scarifices...
To maintain a house and a family requires commitment from both parties... not just one...

Until both of us are commited n focus only then can we work it out...

I m already commited in pursing these goals, already dreamt of shopping for sofas, beds etc... and buying a dry cabinet to put our photography stuffs in liao... but until dd figure out wat she really wants now and sets her prority right, all these can only b dreams....